Podcash

Spring 2021

Fixed-term loans for small businesses.

financingmarketplacessmall business

Podcash was a marketplace for funding non-venture-scale businesses through fixed-term loans with negotiable rates. Small businesses could apply for a revolving line of deal credit, allowing them to access new loans as existing deals were repaid.

Venture capital is a poor fit for many good businesses. We were interested in financing models for companies that could be profitable, durable, and valuable without needing to become venture-scale.

I still think this market is important, but my cofounder and I realized we were not the right people to build it.